Health Insurance 

From traditional health plans to PPOs, HMOs and customized benefits plans, we have the right solutions for you and your family. After all, we’re here to help you pinpoint the right benefits at the right price. We know health insurance. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Health Savings Accounts

Want more control over how and where you spend your money on healthcare? Now you can protect your family and pay everyday medical expenses with tax-free money. It’s called a Health Savings Account or HSA. With a HSA you save pre-tax dollars into a special account. Later, when you need the money, simply make a withdrawal to pay for medial expenses, eyeglasses, braces, alternative/chiropractic care and more. Learn more about a HSA. Call 800.259.0455, email, start a chat or use our online plan selector to learn how a HSA can help you.

Short Term Medical Insurance

The unexpected happens. And when it does, it’s nice to have the right insurance benefits there to back you up – especially when you’re between jobs, in college, waiting for your employer coverage to kick in or any other time you find yourself without proper benefits. Best of all, plans can range anywhere from 30 to 185 days and often cost only dollars a day. Short term medical starts at dollars a day. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

COBRA

When you’re between jobs, it’s often possible to keep your existing employer healthcare for up to 18 months at your own expense. It’s called COBRA (Consolidated Omnibus Budget Reconciliation Act). And we can help you save up to 70% of what you might normally pay for that coverage. Let’s lower your COBRA costs. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Guaranteed Health Insurance

It’s not always easy to get health insurance with a pre-existing health condition. Now, we can help you with benefits that offer coverage for prescriptions, doctor visits, hospital/surgical coverage and more. Turn pre-existing into pre-qualified. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Accident Insurance (Emergency Care)

Accidents happen. Especially when you consider that a disabling injury occurs every four seconds and a fatal injury every 16 minutes in America. Numbers don’t lie. And neither does accident insurance. Take advantage of this benefit and your or your family will be protected should you become a statistic. Start your 24-hour benefits now. We’ll help you walk through the entire process with our step-by-step plan selector. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Critical Illness Insurance

More and more Americans are surviving heart attacks, strokes and living longer with cancer. But those survivors can often bring a family to the brink of financial ruin. Some ongoing medical expenses can run upwards of $150,000 and more. Help your employees protect their family’s financial future with Critical Illness Insurance. Get a quote fast right now. Call 800.259.0455, email,start a cha or use our online plan selector to learn more.

Critical Illness Insurance

More and more Americans are surviving heart attacks, strokes and living longer with cancer. But those survivors can often bring a family to the brink of financial ruin. Some ongoing medical expenses can run upwards of $150,000 and more. Protect you and your family’s financial future with Critical Illness Insurance. Get a quote fast right now. And when you’re done, you’ll know if you need to add to your coverage or not. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Income Protection Insurance

It’s not fun to think about, but what would happen to you or your family if you were disabled tomorrow and unable to work ever again? Would you be able to pay the mortgage? Send the kids off to college? Income Protection Insurance helps you do just that. 

Disabilities don’t have to be financially disabling. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Dental & Vision Insurance

Finding the right dental and vision benefits on your own can be tough. Starting at $9.95 per month, your whole family can be covered. Plus plans allow you to choose your own dentist and cover routing cleanings, x-rays, fillings, crowns, eyeglasses and more. Take another look at your dental and vision plan. Then give us a call at 800.259.0455, email, start a chat or use our online plan selector to learn more.

Long-Term Care Insurance

It’s estimated that nearly 2 out of 3 Americans may need some form of long-term care in their lifetime. With medical expenses rising and the cost of in-home as well as nursing home care running upwards of $50,000 per year, it can devastate a family’s finances. Long-term care insurance can help protect your financial future whether it’s you or your aging parents that need long-term medical care. Discover what long-term care insurance can do for you. We can show you how long-term care insurance can benefit you. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Medicare Supplements

At Pacific Benefits Group, we’re here to help you find the right Medicare supplements and indemnity plans. All so you can choose where you go and what you want to do in your golden years. See how flexible Medicare can be.  Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Term Life Insurance

Learn more about Term Life Insurance and how a 5-, 10-, 15-, 20- or 30-year level term premium can serve you best. We’ll talk in terms you can understand. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Permanent Life Insurance

At Pacific Benefits Group, we have a whole department dedicated to the intricacies of Permanent Life Insurance. From Universal Life, Whole Life, Index Whole Life, Index Universal Life and more, we’ll help you get the right benefits to protect you and your family.

Some things in life are permanent. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.

Return of Premium Life Insurance

Unlike traditional Term Life Insurance, a Return of Premium plan gives you 100% of your premiums back at the end of the 15-, 20-, or 30-year term. And the refund is tax free, meaning you spend nothing to protect you and your family. Get your premiums back. Call 800.259.0455, email, start a chat or use our online plan selector to learn more.